BCBSNC BLUEADVANTAGE PDF

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Get quality health insurance to protect your children with Blue Advantage from Blue Cross and Blue Shield of North Carolina. BCBSNC offers a range of health plans for groups and individuals. by other health insurance as of the effective date of your Blue Advantage coverage. Get a lower-cost health insurance plan with Blue Advantage Saver from Blue Cross and Blue Shield of North Carolina.

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Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount. Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount.

Purchase coverage for your dependent children without having to cover yourself. Whether you want to manage a health condition or just improve your fitness and nutrition, BCBSNC has a program for you. A separate pharmacy deductible may apply. Before your deductible is met, you pay the total cost of your care. Rates vary based on the coverage options you choose and your personal information, including age, number of dependents, county of residence, gender and health history and will be subject to underwriting.

Dental Blue is a separate product that provides dental-only coverage and vlueadvantage available at an additional rate. Pre-existing condition waiting periods may also apply. You can choose to purchase maternity or dental coverage with your health care plan. All three plans offer comprehensive coverage bcbznc preventive care. Deductibles, coinsurance, limitations and exclusions apply to this coverage. This plan is eligible for an HSA. These services and supplies may be subject to your deductible and coinsurance.

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Get a Free Quote. For costs and further details about maternity coverage or Dental Blue, including exclusions and reductions or limitations and terms under which the policy may be continued in force, see your agent or write to BCBSNC. You have the freedom to see out-of-network doctors and can visit a specialist without referral. You pay a copayment for prescription drugs.

When you receive preventive care out-of-network you may pay more out-of-pocket. Other covered services may be subject to deductible and coinsurance.

At a network pharmacy, you pay only a convenient copayment. The content contained in this site is maintained by Blueadvantags. And you’re covered with unlimited benefits for covered expenses over your lifetime.

Other covered services may be subject to deductible and coinsurance. Some Blue Advantage Saver plans offer limited office visits.

Health Plans

You pay toward hospital costs until your deductible is met. With Blue Advantage Saver you get many of the same features found in a traditional copayment plan but with more flexibility to get just the coverage you need — at a blueadvzntage monthly premium. Both medical and pharmacy claims apply to the same deductible.

Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Includes a variety of services important to your good health. You’ll get comprehensive medical blueavvantage at rates that fit your budget.

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In some cases you may also bvbsnc a separate prescription drug deductible first before you can pay copayments. Choose from a range of options to suit your budget.

Blue Advantage Saver | BCBSNC

After you meet your deductible, you pay your coinsurance amount. Maternity coverage bcbscn offered through Blue Advantage at an additional cost. After your deductible is met, you pay coinsurance until you reach your total out-of-pocket maximum amount. Access your policy information, plus health information, tools and resources on your secure member site. Contributions are tax-deductible, withdrawals and interest are tax-free. You’re covered across the nation and in more than countries and territories worldwide through the Blue Card network.

You’ll have access to the largest provider network in the state, which means many blueadvanfage North Carolina’s best doctors and hospitals are at your fingertips.

You won’t pay more than your out-of-pocket maximum, no matter how high your annual expenses. For blkeadvantage on coverage limitations and exclusions, and terms under which the policy can be continued in force, please contact BCBSNC. Rates are effective January 1,through December 31, Learn more about our non-discrimination policy and no-cost services available to you.

Serving North Carolina residents since